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Independent insurance company Lanier Upshaw out of Florida offers sound advice for those of us hosting Super Bowl parties this weekend to help keep drivers under the influence of alcohol off the roads.

Many hosts do not realize that they could be held liable and face financial ruin if someone leaves their party after having a few drinks and is involved in a motor vehicle accident.

Among the agencies’ suggestions:

Limit your guest list to those you know.
Host a party at a restaurant or bar that has a liquor license, rather than in a home or office.
Provide filling food for guests and alternative non-alcoholic beverages.
Schedule entertainment or activities that do not involve alcohol.
Arrange transportation or overnight accommodations for those who should not drive.
Stop serving alcohol at least one hour before the party is scheduled to end.
Consider hiring an off-duty police officer to discreetly monitor guests’ sobriety or handle any alcohol-related problems as guests leave.
Stay alert, always remembering your responsibilities as a host.
Review your liability insurance coverage.

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